Absolutely appalling service, both from Customer service and through the Mobile banking App. Twice I've had my accounts frozen without notice and twice I've had to spend long periods of time on the phone with customer service in order to rectify and issue which I've been able to solve with other banking providers (Natwest) in a matter of minutes. The Mobile Banking App(s) are needlessly complicated and require highly complicated and confusing entry procedures upon every opening of the app. I will be closing my accounts with HSBC at the nearest possible opportunity and I strongly advise any prospective customers to consider other Banking options before choosing HSBC.