Avoid completely if you are looking for a corporate account. I already have one with HL which is absolutely fine, but I am looking to spread risk and also benefit from ii's more favourable charging on large portfolio's. Having applied for an account they have simply said "no", no explanation - just a "go away and don't come back" Pathetic. Funnily enough, ii couldn't do enough for me with my multiple personal accounts, SIPP and junior ISA's - the corporate arm though is clearly uninterested (misinformed) and completely unhelpful If it wasn't for the limited choice out there, I'd close my personal investments as a demonstration of the frustration. HL should be happy though.