i am in the process to apply for Merchant services with Ipaytotal and I must say that, so far, dealing with Thomas has been nothing but a true pleasure professionally speaking. He is efficient, quick in responding, available to go the extra mile when needed and very personable.My experience with Ipaytotal could not have been any better.Ipaytotal had a quick turnaround on a merchant solution and was flexible when I requested a website addition to our processing agreement.As a new business, professionalism and customer service are very important. Great job IPAYTOTAL!