Kohl's card is stupid. Their customer services set up a lot of steps to verify your card. They send you a third-party link to verify. The address is so wired, you can't trust the link as it does not belong to kohl's. But if you want to close your card, they just spent 1 seconds. I opened a kohl's card but not used it. This is a whole story. I cann't believe in 21 century a company can set up a card for a customer who wants to use it for several challenges.