I'm not one for writing reviews. But now again I come across a product/service that fixes all the problems that have been annoying, to say the least. The days of a single bank and brokerage account are long gone. I would not consider myself high net wealth, but I do have a lot of investments, many of them online. Keeping track of everything was becoming a nightmare! What I really needed was a financial hub that could 1. Electronically connect to all my other accounts – wherever possible 2. Manually input Accounts and update $ amounts without having to reset the record 3. Allow me to arrange all accounts into categories on my choice 4. Allow notes, even documents to be attached to these accounts 5. Have a simple graphical representation of net wealth and each investment category 6. A detailed output I could send to my financial advisor I have used different tools which I will not call out individually, but they all had serious flaws. Nothing is as complete as Kubera My 2 asks are 1. Fix the MFA issue. More and more accounts quite right are implementing this. But it does break the electronic connections until I manually reset. I think this is an industry problem. 2. Fix the excel print-out format. It might be just me but it's hard to format on a single page. Finally, the price seems very reasonable. So, keep up the good work Kubera team. John