Kubera does an excellent job as a tool to track my family's financial portfolio (including crypto holdings across multiple wallets and exchanges) in one place, and I have peace of mind knowing there is an always-up-to-date reference for my family on where our financial assets are. I appreciate that Kubera has a really clean interface, and it's simple. I don't want a budgeting tool that is tracking *where* I spend my money; I don't want an exchange that forces me to grant access to buy/sell/transfer money in connected accounts. Kubera is like a super-powerful, self-updating spreadsheet with all the reports and tools you need to monitor your net value and rate of return, for practically anything, in one place.