It's a straightforward yet powerful app. It helps to see all finances in one place and how they'd project into the future. I like the beneficiary feature. I wish that they paired it with some encrypted functionality so you can save banking login information for the beneficiaries to use if required. The price is a little on the high side, you could technically accomplish the same thing using an excel spreadsheet. However, lets be real, how often will you be updating it? This app provides daily emails highlighting the changes in your overall networth. It is "fun" to see it go up and down as the different investments performance changes.