I insured my Yamaha XMAX 400 with Lexham Insurance. This was after getting my 14 day cancellation money back from Go Skippy Insurance after I tried contacting customer services and had to wait 50 minutes on each occasion before somebody in Gibraltar, who spoke poor English on a dreadful line, barely understood me. Thank God I switched and found Lexham Insurance after reading good customer reviews. Yes, the phone line is answered promptly and I found their staff to be professional, courteous and they seemed to understand customer service - very refreshing in a country that usually has none these days. Well done.