your agent was nice and courteous but neither he nor his supervisor understand the law as per CBT requirement for riding a 50cc moped...One only has to pass the CBT once and then as long as your regular drivers license is valid then your one time CBT covers you for eligibility to ride a 50cc moped. Any of the firms that offer the CBT understand this. Your agents at first wanted to hold back my insurance renewal, then finally said they would renew it but that I had to take responsibility for holding the proper license. It took me half an hour on the phone to get to that point. You need to know the rules.