I was with lexham for 2 y and 2 m and payed over 1000 pounds, have not claim anything, right! I dont have my bike anymore and when I want to cancel the policy because I dont have it, nobody pick up the phone. After 20 mins and next day lady on the phone is going to tell me Lexham will give me 12 pounds back even I had insurance only less than 2 months this year. SO PLEASE BE SO KIND AND EXPLAINT TO ME HOW THIS CAN BE LEGAL AND WHY I CANNOT GET MY MONEY BACK FOR REST OF 10 MONTHS. OF COURSE IT IS NOT SOLVED and they just postpone me to waste my time. Not just my money. And i do have a car so never heard of this to be legal and it is not written in the cancellation policy, dont know where this is written or hidden. Incredible and I want someone to finally cancel it and give me my money back. You have right for cancelling right, i dont ? Kind regards Very disappointed person but who cares if you have my money and dont need to insure me anymore.