If i could leave a 0 star i would. The worst company i have ever had the misfortune to deal with. Took months to get them to stop asking for documents which i had already sent them multiple times before. They never commented on questions i asked. Lost my phone in Algeria where they do not do police reports for losses. This was held Against me. I could not get access to my I phone account in Algeria as i lost my phone and had no way to access it. That was held against me. Eventually after litterally dozens of emails the rejected my claim because i couldn't get into my iphone account and because i was playing football on the beach with the phone in my pocket when it fell out. Totally disgusting treatment.