Utterly useless. In reality they are HSBC, one of the most corrupt banks in the world.
Avoid using them. We had held credit cards with M&S for many years without a problem. They mislaid one of our payments and started threatening us via telephone, text and email.
Eventually they agreed it was their fault
Now they are threatening us again for 76p interest on the payment they lost!
And M&S proper are not interested in helping. They just say they sold out to HSBC, even though the banks bears their and they receive a huge annual fee from HSBC. Pathetic.
1 year ago
Marks and Spencer Bank has a
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