“NIGHTMARE!! I was trying to access M&S app for my wife to check latest statement. As usual a complete faff trying to navigate to where I needed to go. After several unsuccessful attempts it asked for my wife's date of birth. When I tried to enter her date of birth, a pop-up calendar appeared for August 2025 and no matter what I tried I couldn't simply enter the date. The only way was to press the < key once at a time and navigate to the month of her birth in 1950. I would have had to press the < 75x12 +1 times= 901 times!! I gave up after 1 time. I would give it -5stars”
“terrible.... they will trash your credit score if you don't pay by the min charge date....and I am talking about £10 here for the standing charge for the card... with no discretion... even though the banking app and direct debit setup is impossible. They also treat you like an idiot.... avoid!!”
“I would score it zero if I could, unable to consistently login, login details constantly not recognised, request to change details requires activation code which once received cannot be validated and by the time I’ve navigated all this I’m timed out. I really hope cancelling the card is easier.”
“I agree with many others that this banking app is useless.I have downloaded it after uninstall ing 4x as requested and still it tells me there are security issues.I hardly ever use it as its a back up for my main accounts.I will cut up my credit card and go elsewhere.”
“OK unless you have a query.
1. In my experience the chat service is really poor.
Operators rarely understand what I am asking. (I don't have this problem with other chat services)
Replies can be difficult to understand. (I can only assume the chat is based in another country and that English is not a first language)
2. On the app there is no transaction search facility other than to go through every statement.
I would not recommend M&S bank just for the above reasons.”
“Dealing with the online trading issue had left me drained. I had tried all avenues before finding Mrs. Francesca’s team. From the start, they were transparent and professional. Their commitment made a real difference, and we achieved a resolution I’m happy with. I can’t thank them enough.”
“Dealing with the online trading issue had left me drained. I had tried all avenues before finding Mrs. Francesca’s team. From the start, they were transparent and professional. Their commitment made a real difference, and we achieved a resolution I’m happy with. I can’t thank them enough.”
“Dealing with people over the phone I can barely understand. I finally managed to make a payment to clear my existing loan to find they have taken a payment from me a month later. Had no correspondence to say my loan has been cleared. Guess I will have to call India again and now I am worried there are scammers involved. Avoid.”
“The app is useless. Everytime it does an update I have to reinput all my login and password details. But it’s mobile app and you don’t have these details to hand if you are away from home or abroad. Useless. Perhaps time to stop using it.”
“So unfriendly trying to register. The app is simply shocking and so difficult to use. Ill stick with waiting months for a statement to arrive in post”
“I had a debit card never missed a payment have a credit card too and be cause you dknt pay your card quicker than what they like they wrote and told me they were not going to give me another card and I am still paying for my credit card not used them both for a very long time so I have penalised for not paying quicker so my advice DONT BOTHER APPLYING THEY ARE THE PITS”
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“Earlier this year, I lost a huge sum of money trading bitcoin on a scam telegram site. I was so devastated making several efforts to get my funds back. I gave up thinking there is no way it can be recovered due to what I’ve heard people say that lost Bitcoin can never be recovered. This made me not even try to see if it’s possible or not. A few weeks ago, when Bitcoin rose to $62,000, while surfing the net on quora I saw testimonies of people who have had their lost cryptocurrency recovered by ( lisaellzabet 662 @ gm ail . com ) ( WhatsApp::: +1 310 658 0921 ). I didn’t hesitate to contact them and with their help all my lost BTC was recovered by them”
