Monese is a very well made app-bank, with lots of features. Register, and after the approval of the identity card the card account will be immediately active. Make the first transaction (as soon as you get the physical card you request) and you will receive the 15€ bonus within the next 48 hours. Use the invitation: MARCO561 or sign up directly from here: https://monese.app.link/naLHKoULbV?invite=MARCO561