Phoned these up today to say that my loan payment would be a day late and that the direct debit payment due today won’t be able to go out , made me feel more stressed by saying if I missed this payment then they could give it to debt collection agency’s , instead of reassuring me that it’s fine just pay it tomorrow when I said I could make the payment , very poor service, you think your doing the right thing and just makes you unnecessarily worry , roll on tomorrow to pay this first missed payment I have ever done , offer you there are places out there like Payplan and step change to help you , if things get worse then step change say they can help even writing off some of the debt , never knew this so all because I had to pay abit more on the electric and food this month and that this was an oversight on my behalf , learned that they don’t really want to help and would risk getting some of the debt written off , great way to run a business,