Be aware, Natwest is going to be in financial troubles soon, read the news on newspapers. Better take away your money from this disrupted bank. Thousand of complaints have been lodged against Natwest especially because miss use of customer’s funds. Basically with various excuses they retain and use your funds. As I see the FCA and Ombudsman are not protecting the customers rights and it’s very concerning. I had stolen from my account hundred of thousand of pounds from NatWest and they don’t give any explanation. I had to instruct a lawyer to act against them. This is theft !