After years of worrying about our portfolio of properties, 5 of which are in serious negative equity, and years of contacting various companies who said they could help, i finally came across CD FAIRFIELD whilst once again googling for possible solutions to our problem. I consulted with Tom, (and after putting out numerous feelers to other so called 'experts' and getting nowhere), i realised within a couple of minutes that i had finally made the right call. His knowledge and understanding of the property investment 'industry' is second to none. He immediately put me at ease, and made me understand that my situation wasn't unique, and that the circumstances meant that i had a few options and there were differing ways to solve the problem. Some of these solutions were ones that no other company had ever suggested could be possible! During subsequent chats and emails , my options were presented in a detailed, easy to understand format, making clear how each step would work and explaining all the fees that were involved and when they would be due, and who they would be payable to. After a few months of consideration and trying to sell the properties, (and with no pressure from CD FAIRFIELD), i finally decided on an option that would not damage my credit rating which would have had short term repercussions for my business. Ironically this option was one of the first explained to me by Tom during the initial consultation but i had discounted the idea! In summary, I have found the transparency, honesty, and confident detailed advice given by Tom and the team, so refreshing after all the time wasted speaking with other companies and hitting a brick wall! I have been involved in property investment for many years, and have had both good and bad experiences, and dealt with so many negative issues and too many companies and people with very dubious morals. It therefore gives me great pleasure to wholeheartedly recommend CD FAIRFIELD to help anyone with almost any property related financial problems. They are the good guys amongst the sea of Sharks waiting to bite! DAVID HUNT