STAY AWAY ! I signed up with OX Care and they are dreadful and fraudulent. They would not pay any claims that were supposedly covered by them. My mechanic and I kept trying to get them to pay for some of the work done on my car for months. I would call to talk to a customer service rep to be told that I need to email them. To go on their website and even try to look up your claim is non-existent. I have paid them a lot of money each year and I got ZERO in return but they certainly got thousands from me for not doing or covering anything. The customer service reps are robotic and send you to a supervisor who then disputes the claim because the mechanic replaced a part with a brand name they do not cover...WHAT?? FRAUDULENT business practices please save yourself time, energy and money