I was a the previous sales manager for their St louis Missouri office and i can firmly say after seeing how this company runs is a total scam with abusive leadership. They are prone to not paying out any customer claims or sale reps commissions. Cooperate will threaten everyones jobs and salary any chance they get. They train reps to "sweet talk" people into a policy that wont help them. If a rep doesn't have a sale they are forced to stay behind until they do. Personally they had me working form 7:30am-10pm Monday-Saturday and remote on sundays because their leadership is so faulty. DO NOT BUY A POLICY AND DO NOT WORK FOR THIS SCAM OF A COMPANY