Our dog was recently diagnosed with two types of cancer and we've had several vet appointments and prescription claims that we've submitted. Though it took a little while for Pets Best to approve the condition, so fa they have approved one of the two types of cancer (just waiting on the second condition approval). It is such a huge relief knowing we can get our dog treated in the best possible way without worrying about paying the total amount of each vet bill. We are on a 90% reimbursement plan with $1,000 deductible and pay annually for our plan. I highly recommend this plan!