I am disappointed with the Pet's Best Ins. I have two dogs, a Cavalier Spaniel Pure Bred, and a pure bred German shepherd, so I have what I thought was the best insurance..Wellness included. The policy is set up so most of the treatments which all dogs should have seem to be excluded or at the best a minimal payment, even with the best deductible. I have 90% coverage, and spent a great deal this year, but see very little in the way of payments for these treatments. I plan to go back to my old insurance company that didn't hesitate to take care of all the necessary work needed for the health of the dog....even though it may cost a bit more.