Well, I was rather pleased in the beginning of this insurance policy when many of the initial vet visits were covered. However, ever since then, and perhaps this is my fault I suppose, it seems that very little is covered. So at this point, I'm really just paying for catastrophic coverage. Nothing else seems to be within the narrow guidelines. Having said all that, Pets Best is very quick with their processing and denials so that's a plus. At least I'm not waiting and hoping for too long only to be amazingly disappointed. Again, perhaps some due diligence would have been the better part of prudence here, but I find that I am overall disillusioned. Will likely cancel as soon as I can.