After researching extensively pet insurance options, I went with Pets Best because of the wellness plan. I give it 3 starts because I don’t think it is a bargain now considering the cost of vaccines, and monthly heartworm, flea and tick medications. I do want to keep my Best Wellness plan because of the dental care my dog will need in the future, but I think it’s silly that I pay for spay/neutering and chipping every year. Those should be one-time add-ons and coverage should extend past 3 months of flea and tick pills. For how much I pay extra for Wellness, it really doesn’t cover much.