I was offered Wellness visits, no limits on claims to be reimbursed, and all the frills of purchasing this policy. Submitted my first claim, and I got nickled and dimed on every line of my claim. Instead of getting 80% reimbursed, I was given less than half. Also informed that my wellness visit maximum has been reached. I still have another visit with shots coming from the vet because my puppy was too young at the time to get them all. I will have to pay out of pocket for that plus my monthly premium. Such a BS policy I purchased and would hate to see what they reimburse for if my dog has to go through what my last one did.