I have been fortunate in that my pet has remained healthy and strong. Recently, however, he developed a minor problem as a result of some non-thinking individuals leaving broken glass on the ground. I submitted a claim in the normal fashion and was treated to a major shock. I agreed and accepted the $500 deductible similar to one's car insurance but when the breakdown of the claim arrived it showed that you took a CO-PAY in addition to the deductible. That is called double dipping and is disgusting conduct. Jesse James at least had the courtesy of using a mask and a gun.