Originally, we got pet insurance because we are an active family and we wanted to make sure our dog was covered if he ever got injured running, hiking or even just playing with dog friends. We never expected to have a cancer scare at only 2.5 years old. Beyond the worry of the health, our family was also worried about the financial burden this would put on us. Pets Best Pet Health Insurance was a lifesaver for us to not have to worry about the financial burden, covering almost 90% of the surgery and visit cost. Now our dog is healthy and happy and we are just as happy! So glad we decided to go with PetsBest when he was a puppy. Only reason for 4 stars is due to the long delays for reimbursement.