I'm extremely disappointed in Pets Best. I rescued my American Staffy and immediately signed up for Pets Best insurance. 3 days after adoption I took 'Charlie' to the vet(knowing about 14 day waiting period)just for a "once over" since he was abused then in a kennel til I gave him a home. I never intended to submit a claim for this initial visit but the vet gave him a PRECAUTIONARY SHOT in case of allergies. So 21 days go by and I take Charlie for his first visit I submitted as a claim. WAS DENIED COVERAGE BECAUSE NOW 'ALLERGIES' ARE A PREEXISTING CONDITION. Even though it was only giving as precaution. Now I'm told no allergies OR allergy related (food or seasonal) will be ever covered for life. EXTREMELY DISAPPOINTED...WILL BE CANCELING COVERAGE IMMEDIATELY.