Every time I get an EOB from Pets Best I wonder if it’s worth keeping at all. I purchased what I assumed was good insurance, Wellness and Accident and Illness, $250 deductible and 90 percent reimbursement. But I just spent over $500 at the vets office, without the $170 I’m going to have to spend on a preventative, only to get back $150 as the maximum payout and nothing went to my deductible. I’m paying an arm and a leg at the vets office and throwing $70 a month into the void to get pocket change in return every time I submit a claim, if that. And on top of that pre-existing conditions aren’t covered, which 90 percent of dogs adopted from shelters have.