I have paid for insurance for my Dog for the last 3 years and sometimes you don't even cover everything? What's the point of having insurance if you don't cover everything, even if it is a little bit.. Also, my plan went up without having knowledge about that and your still not covering everything or even a little bit.. Isn't that the point of insurance is to cover the majority of vets appointments and check ups? My Pet got a few vaccines equalling up to $70dollars and you didn't even cover any of that.. which you definitely should have covered something, especially since you are charging me more.