Monthly price is probably the best on the market but they take way too long to process claims. I used to be covered by Nationwide and they would always reimburse me within 24-48 hours (although, for twice the cost each month). Under Pets Best, I submitted a claim after having to pay $13,000 for my cat's surgery and didn't get reimbursed for over 3 weeks. I even called twice and all they said was that they're processing a lot of claims right now. Expenses that large can be life ruining and waiting that long for the reimbursement is insane. I'm still waiting to get reimbursed for another $1000 visit a week and a half ago.