They paying back for office visits for a well visit, it is a max of $50 per year, not per visit. When you have a puppy the 1st year you go a lot to get their shots, but they won't cover the visits if they already paid out the $50 max. Also,, they don't pay office visits if the dog gets a shot by a licensed vet tech, only if the vet gives the shots. Where the declaration page says " 50.00 max", it doesn't state per visit or per year, but it's per year. Next year I will only take the accidental and illness policy only, I'm already in the hole with monthly payments and.what.they give back for shots and we'll visit reimbursements.