Not only has my insurance gone up significantly every year, they provide poor coverage. When i did need the coverage, it took almost a month to pay my claim. The best coverage I can get through Pets Best is with a $200 deductible while other plans offer a $100 deductible, pets best does not. Take home meds are also not covered while other plans do. I will be cancelling my insurance at the end of my term if not sooner. Never been more disappointment with this company. When you need them the most you will have to choose between what is best for your pet and what you can afford. I have better coverage on my auto than on my pet.