I purchased a Pets Best policy for my Deutsch Drahthaar puppy as soon as a got her at 8 weeks old. This was a recommendation of my vet, I never really thought about it before. When I looked into it it was very reasonable so I got the 90% coverage policy. I just recently filed my first claim on my dogs policy after about having it about six months. My dog ate a corn cob and couldn't pass it... I had to take her in three times and an overnight in the hospital wasn't cheap... I had no idea what I was doing and It was very easy to file a claim with my phone app I simply took a picture of the bill I paid and uploaded it to them and done. It took about three and a half weeks to get my claim paid out but it went right into my account automatically and the entire transaction took very little effort on my part. I'm glad I have this coverage for my dog and I'm pleased with Pet's Best. Only thing is I wish is that I would have purchased insurance years ago I was unaware it was so affordable hopefully it stays that way.