Pets Best continues to raise my dogs premium exorbitant amounts without allowing me to increase my benefits. This year alone they increased the monthly premium for one dog by almost $100 a month. Just because she turned another year older. I am currently paying $3200 annually for a policy that will only pay out $5000 max per year on her. That means even IF we have a big awful event, the policy is barely worth it. Unfortunately due to her age, I am stuck with this crappy policy, because moving her to a different insurance provider would not work, and her conditions would be considered pre-existing. I have another healthy dog who I don't think we've ever even had a claim with Pets Best for - but I am moving him to Nationwide. He has the same $5000 annual limit, and no doubt they will raise his rates egregiously as he ages making the policy not worth the cost. I would not recommend Pets Best.