The regency expat health insurance plon is the best cover for when you living in Asia. All of the best hospitols in my area work with regency and the times that I have gone into the hospitol the people at regency have solved my claim quickly and with no problems paying the hospitol straight. I do not have to pay money out of my own and it is very easy to get it paid. I very much like the health isnurance i have with regency. Merci.