Stuck on the side of the M62 & had to climb back over the barrier to make a further payment as my "type" of breakdown was not covered under my policy. Cannot locate the wording in the policy to this day where I must pay additional fees if my breakdown isn't as specific as the "clutch" but unfortunately I'm not a mechanic so I couldn't diagnose the fault so was forced to pay to be safe from 4 lanes of traffic. Please avoid - lots of very specific T&C's. If you are on a motorway at a weekend you will end up paying extra to get to an open garage & onward journey is only "contribution" to hotel or taxi but no amount is specified. Trust Pilot Reviews that led me to purchase unfortunately are based on ease of purchase - not performance of recovery.