Positive Solutions, have made such a difference to my life and stress levels through the refinancing of my home loan and multiple debts. They were able to consolidate all my debt into one loan at a low interest rate, saving me thousands per month. It required some setup, which they advised and assisted the whole way through-just getting my tax up to date, etc. I am now saving money, previously i was working my self into the ground, just to keep up with all the repayments on multiple loans (home loan/ car loan/ multiple credit cards etc) Did get financial advise from another company, who advised i was in a mess, and could not offer much assistance. My finances are so simple-just one direct debit per month. I COULD NOT HAVE DREAMED ABOUT THIS. Your advise was spot on ! Cannot recommend Positive Solutions more Highly. And they do follow up with there customers to see how its all going-the reason for this review. Thanks so much ! (Meegan) YOUR A LIFE CHANGER !!!!