I have an A1 credit history and have been trying to open and operate an account with Revolut for 2 weeks. Its been awful, shambolic and quite honestly the most ghastly experience of using financial services in my entire 60 odd years. They now have the money that I deposited to fund the account but I'm unable to access any of it and they have thus far refused to refund. I've been passed around at least 6 'chat agents'...who all assure that 'my request has been raised' but with a different team. If the experience of opening an account is anything to judge by then operating an account must require nerves of steel. My advice to anyone considering Revolut would be not to bother