I renewed my policy with RIAS in Oct 2020 paying £21.80 per month. In December I had to sell my car so I went to their customer service to cancel my policy. They charged me £132. They have now sent me a further demand for £21.80 as the calculated the cancellation fee incorrectly. They have threatened me with a debt collector if I don't pay the £21.80. This means the 2 months insurance I had with them has cost me £196!!! Beware of this company they are ruthless.