I have just received my renewal notice for contents insurance and have been quoted a premium in excess of £320. On contacting RIAS I said how disappointed I was that the premium was around £60 higher than last year when I had made no claims for many years and was immediately offered some type of discount which led to a lower premium being quoted in the sum of £290. I said that I would shop around and approached the insurance company that has been covering my motor vehicle for years and was given a quote of approximately 50% less that the revised premium from RIAS, it also included an extra amount of cover by 50%, £75,000 as against £50,000. With regret I have moved to my new insurers after many years with RIAS. I thank them for their service in the past and hope that I will be happy with my new insurers.