A word of warning to everyone thinking of using RIAS for their insurance needs. DO NOT TOUCH THIS COMPANY WITH A BARGEPOLE... after calling them several times chasing a refund on my late fathers home and contents insurance which they told me they’ve sent a cheque for just over £70 no cheque has ever arrived, I’m sick to death of calling these people as they are just a bunch of liars who will do anything to wriggle out of paying this refund. Please do yourselves a favour and use another company