Do not go near this company. AVOID at all costs. They accused me of failing to disclose an accident which was clearly disclosed on the application form. Insisted on calling it a different type of claim because that is how their systems work!and tried to put my premium up by 50 per cent.the insurance certificate was riddled with errors. I gave up and asked for my money back but they insisted on charging me a fortune for just 8 days cover. If I don't get my refund promptly I will go to the insurance ombudsmen I have asked for their complaints procedure which I suspect will never arrive. Dreadful service