I didn't select RMG, Dominion Lending selected for me if I knew how bad there ratings were I would of selected someone different. When I made a call to them to make changes to my account they tack on unwanted insurance (As I'm already insured through other vendors). It's not call insurance its called Secure Start so they use play on words to trick you. Once I found out a year later when I was groom through my taxes I discover and cancel asap called they refuse to provide the audio of the conversation. Not impressed going with someone else I recommend other people to do the same maybe check out https://www.ratehub.ca/ and it seems to recommends Canwise financial and there ratings are actually good.