Most of the reviews out here tell you they don't approve anyone. I'm here to tell you they do, kind of. I got approved the first time for $1000. First time using it I requested a virtual card number. After about 3 days I got a response to do an identity verification. The identity verification link didn't work so I tried to call RMG. Well turns out there phone lines don't work half the time. I couldn't call in for a few days. I decided to email them instead. I got a response back that there phone lines are down. At this point I'm thinking this place is a scam and I already paid around $170 for my first payment on the virtual card. Going back and forth I decided to tell them to cancel my account. It didn't seem like they were going to allow me to the identity verification steps. They cancel out the account and I got a refund in about 3 days. Some time passes by so I decided to call in to try and open a new account. This time the phone lines are working. I talk with this guy who sounds like a he's in the US. I'm starting to feel better about it. He helps resetup a new account and tells me they will contact me once it's approved again. Few days later the account is approved again. Once again I decide to open another virtual card request. I paid around $93 for the first payment and waited for approval. 5 days passed and they ask for identity verification. I did the identity verification form with my ID and submitted it online. Once again no response. 9 days now so I try to call. Phone lines not working again. Day 10 I call again. Someone answers and apologized for their systems being down and explained when the computers are finished updating past 22 precent he will look at my account and approve it. He assured me it would be done that day. Day 11, I finally get a response back. The request was denied. No other emails or reading to why even though I was approved twice for a credit line with them. Guys don't waste your time this place is a complete joke. Even if they do work and you say needed some help paying your utility bill or wanted to buy something on Amazon in a hurry it won't matter because you went get a response back in 11 days, likely to be told the request was denied. Definitely believe this place is a scam.