After a 4 year battle with Saga about removing a bogus claim against me from a dubious 3rd party who removed their claim and Saga kept it open so they could charge me a higher premium. Today, they sent me an e-mail stating that they do not have the power to remove it from the records (CUE). They advised me to contact their insurers which I have done over the past 4 years. SAGA has admitted that they are NOT INSURERS therefore they are just BROKERS and that is why they are more expensive as they have to have their cut of the premium. STAY AWAY FROM THIS COMPANY AS THEY HAVE NO POWERS OVER YOUR INSURANCE