I used to insure with SAGA some years ago, but found the cost of the policy kept going up every year despite making no claims so I shopped around and went to Direct Line and saved over £100 at the time. Have been with Direct Line for a few years and same thing began to happen policy kept increasing in price. Surprise, surprise came back to SAGA and saved quite a bit on the policy! Wouldn't it be nice if insurance companies stopped exploiting loyal customers by inflating annual premiums, but instead thought about rewarding loyalty. No problems with the policy, but the proof of the pudding would if you have to make a claim. Nice that it included European Cover as this is sometimes is an additional charge.