Don't buy the SAMSUNG S20 ULTRA! It is a beautiful phone with many capabilities except for... making phone calls! The software seems faulty. I'll be on a 30 minute phone call and have to callback 3x because it will distort my voice then the other person can't understand me at all. It is frustrating and terrible for business! Can't believe this phone can even be called a phone at this point. My boyfriend and his parents all have the same phone with the same issues. Loved the Note 8 and 9 but this phone is total garbage. Love that it has the SD card but at this point... I will not get the new S21 Ultra until I know they fix their phones! S9 has speakerphone issues too. So aggravated with Samsung! Also the customer service is the worst and I can't get any help.