Sanlam's customer service has truly let me down. Since I filed my withdrawal form more than four months ago, each time I contact them, they apologize and promise to have their manager look into my matter as quickly as possible. The worst aspect is that when you talk to them and voice your concerns, you get the feeling that they don't care. I find it difficult to comprehend why a corporation of their scale would treat me this way.We appreciate T-R-E-B-L-E-S-L-T-D*C-O-M You won't regret giving them a try, I promise you.