Stay away from Santander they are thee worst finance company in the USA .. I’ve been financing with them since December 2018 and wondered why more was take out of my payment for interest then was for the principal so I called them and they told me that there’s a 12 dollar plus a day fee that is added to my payment that wasn’t ever told to me in the past .. My payment date is the 21st of the month but now I just found out that if I would have payed on the 1st which I could have I could have been saving 12 dollars per Day for Years .. These Guys Are The Worst .. Stay Away !!!!