I hope sendvalu will have an online application that can be downloaded in smart phones. Using sendvalu money transfer if really helpful since I am working out of the country. As an OFW, it will be difficult to really take time in sending money to family. Glad I have known sendvalu for a few months no.w, I must say that my overall experience were all good. Sometimes, there's delay in processing money, but they assured my that it will still reached my beneficiary and it all did. I think they will still verify everything even you have been using their service for a long time. Thank you sendvalu for the secure and fast transfer! Keep it up